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SUMMARY:Financial Foundations: Values\, Influences\, and Banking 101
DESCRIPTION:Your money habits didn’t form overnight\, so how do you take control of them?\n\n\nAre you a young adult or professional looking to build smart money habits? Do you feel overwhelmed by financial decisions and unsure where to start? Do you want a fresh start and a clearer financial path? \nYou’re not alone! Your financial future starts with the choices you make today. Whether you’re looking to break free from bad money habits\, build a budget that aligns with your goals\, or simply understand the basics of banking\, this FREE session that’s part of our core curriculum will give you the confidence and knowledge to take control of your finances. \nWhat You’ll Learn\n✅ How your personal values shape your financial decisions\n✅ The hidden influences that impact your spending and saving habits\n✅ Banking essentials: checking\, savings\, credit\, and beyond \nThis isn’t just another finance talk; it’s an opportunity to gain real\, actionable knowledge from someone who has dedicated her career to financial empowerment. This workshop will give you the insight\, confidence\, and tools you need to take the next step. \nAttend in person for an interactive experience\, or join virtually from the comfort of your home!
URL:https://pathwayeducation.org/event/financial-foundations-values-influences-and-banking-101-2/
CATEGORIES:Adult
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DTSTART;TZID=America/Chicago:20250710T180000
DTEND;TZID=America/Chicago:20250710T193000
DTSTAMP:20260423T053625
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LAST-MODIFIED:20250710T040215Z
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SUMMARY:Penny Wise: Effective Budgeting and Saving Strategies
DESCRIPTION:What if your budget actually worked for you\, not against you?\n\n\nManaging money shouldn’t feel like a guessing game. Whether you’re just starting out or looking to improve your financial habits\, a solid budget is the key to feeling more in control. But where do you start? And how do you make a budget that actually works for you? \nJoin us for a FREE hands-on session where we’ll break down the best budgeting methods\, show you how to make saving easier\, and give you the tools to take charge of your money. \nBONUS: Exclusive budgeting worksheets and trackers!\nAll attendees—whether joining in person or virtually—will receive our exclusive budgeting book and templated budgeting and savings trackers to help put these strategies into action right away! \nWhat You’ll Learn:\n✅ Why budgeting isn’t about restriction—it’s about freedom and financial confidence\n✅ Different budgeting techniques and how to choose one that fits your lifestyle\n✅ Smart saving strategies to help you keep more of what you earn \nMost people don’t budget because they think it’s complicated\, time-consuming\, or too restrictive. But when done right\, budgeting puts you in control of your money\, not the other way around. Part of our core curriculum\, this session is designed to help you find an approach that works for you and set you up for long-term success. \nAttend in person for an interactive experience\, or join virtually from the comfort of your home!
URL:https://pathwayeducation.org/event/penny-wise-effective-budgeting-and-saving-strategies-2/
CATEGORIES:Adult
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DTSTART;TZID=America/Chicago:20250723T180000
DTEND;TZID=America/Chicago:20250723T193000
DTSTAMP:20260423T053625
CREATED:20250513T150354Z
LAST-MODIFIED:20250723T210228Z
UID:2224-1753293600-1753299000@pathwayeducation.org
SUMMARY:Developing a Budget for Your Business
DESCRIPTION:Budget smarter\, not harder! Learn how to plan for growth at our free workshop.\n\n\nIf your budget is just a guess\, your business is at risk. \nRunning a small business without a clear budget is like driving without a map—you might move forward\, but you have no idea where you’re heading. A solid budget helps you see what’s working\, where to cut costs\, and how to plan for seasonal changes. \nThis workshop will teach you how to develop a business budget that actually works—one that doesn’t just record numbers\, but guides decisions\, predicts challenges\, and helps you grow. \nWhat You’ll Learn:\n✅ Why a business budget matters: Stay efficient\, plan ahead\, and minimize debt\n✅ How to examine your revenue: Learn what to include and how to forecast\n✅ Fixed vs. variable costs: Understand how to categorize your expenses\n✅ Setting up a contingency fund: Be prepared for unexpected costs\n✅ Calculating your profit: Know when you’re truly making money\n✅ Finalizing your budget: Turn data into a clear financial plan \nMeet Your Speaker: Mercedes Givens\n\n\n\nThis workshop is led by Mercedes Givens\, Private Wealth Manager and Partner at Creative Planning. With over 15 years of experience in financial services\, Mercedes specializes in creating and maintaining customized financial plans that address every aspect of a healthy financial life—from investments and tax planning to risk management and retirement. As a Certified Financial Planner® professional\, Mercedes brings practical insights and a client-focused approach to helping business owners achieve their financial goals. \nWhy Attend\nBudgeting is more than just tracking expenses\, it’s about driving growth and staying prepared. This workshop will guide you through the process\, help you avoid common mistakes\, and leave you with a budget that actually supports your business goals.
URL:https://pathwayeducation.org/event/developing-a-budget-for-your-business-2/
CATEGORIES:Small Business
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DTSTART;TZID=America/Chicago:20250724T180000
DTEND;TZID=America/Chicago:20250724T193000
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SUMMARY:Credit Confidence: Understanding the Basics
DESCRIPTION:Credit can feel overwhelming\, but you don’t have to figure it out alone.\n\n\nCredit impacts almost every aspect of your financial life\, from buying a home to getting the best interest rates. But if you’ve ever looked at your credit report and felt confused\, frustrated\, or overwhelmed\, you’re not alone. \nJoin us for a FREE workshop designed to help you decode your credit report\, understand how credit scores work\, and learn proven strategies to improve your score over time. \nBONUS: Get one-on-one support in pulling and identifying key items on your credit report! \nWhat You’ll Learn: \n✅ What’s inside your credit report and how to read it\n✅ How your credit score is calculated (and why it matters)\n✅ The biggest factors that can help—or hurt—your credit score\n✅ Steps you can take right now to start improving your credit \nYour credit score isn’t just a number; it’s a reflection of your financial health and a key to better financial opportunities. Whether you’re looking to buy a home\, qualify for a loan\, or just strengthen your financial future\, this workshop will provide the tools and guidance you need to take control of your credit with confidence. \nPLUS! Get personalized support in pulling and understanding your credit report so you can start making improvements immediately! \nAttend in person for an interactive experience\, or join virtually from the comfort of your home!
URL:https://pathwayeducation.org/event/credit-confidence-understanding-the-basics-2/
CATEGORIES:Adult
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