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X-WR-CALDESC:Events for Pathway Financial Education
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DTSTART;TZID=America/Chicago:20250501T180000
DTEND;TZID=America/Chicago:20250501T193000
DTSTAMP:20260427T104645
CREATED:20250313T205807Z
LAST-MODIFIED:20250501T020447Z
UID:1791-1746122400-1746127800@pathwayeducation.org
SUMMARY:Credit Confidence: Understanding the Basics
DESCRIPTION:Credit can feel overwhelming\, but you don’t have to figure it out alone.\n\n\nCredit impacts almost every aspect of your financial life\, from buying a home to getting the best interest rates. But if you’ve ever looked at your credit report and felt confused\, frustrated\, or overwhelmed\, you’re not alone. \nJoin us for a FREE workshop designed to help you decode your credit report\, understand how credit scores work\, and learn proven strategies to improve your score over time. \nBONUS: Get one-on-one support in pulling and identifying key items on your credit report! \nWhat You’ll Learn: \n✅ What’s inside your credit report and how to read it✅ How your credit score is calculated (and why it matters)✅ The biggest factors that can help—or hurt—your credit score✅ Steps you can take right now to start improving your credit \n \nMeet Your Expert Speakers: Anthony DiRocco and Samantha Gillum\nWe’re thrilled to have Anthony DiRocco\, Bank Manager at BMO Bank N.A.\, and Samantha Gillum\, Financial Wellness Specialist at BMO Bank\, leading this session. \nAnthony DiRocco has a strong passion for helping individuals take control of their personal finances. He specializes in tailoring financial solutions to meet personal and business needs\, including credit improvement strategies that set people up for long-term success. \nSamantha Gillum has spent 23 years helping individuals and businesses understand and improve their financial health. She believes that credit literacy is a game-changer and is committed to breaking down complex financial concepts so they’re easy to understand and apply. \nTogether\, Anthony and Samantha will walk you through your credit report\, explain the factors that impact your score\, and help you create a plan to improve it. \n\n\n\nYour credit score isn’t just a number; it’s a reflection of your financial health and a key to better financial opportunities. Whether you’re looking to buy a home\, qualify for a loan\, or just strengthen your financial future\, this workshop will provide the tools and guidance you need to take control of your credit with confidence. \nPLUS! Get personalized support in pulling and understanding your credit report so you can start making improvements immediately! \nAttend in person for an interactive experience\, or join virtually from the comfort of your home!
URL:https://pathwayeducation.org/event/credit-confidence-understanding-the-basics/
CATEGORIES:Adult
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20250506T180000
DTEND;TZID=America/Chicago:20250506T193000
DTSTAMP:20260427T104645
CREATED:20250401T040322Z
LAST-MODIFIED:20250506T113942Z
UID:1914-1746554400-1746559800@pathwayeducation.org
SUMMARY:HR Essentials for Small Business Owners
DESCRIPTION:People are your business. Learn how to lead them effectively\n\n\nManaging people well is one of the most critical parts of running a successful operation. Whether you’re hiring your first employee or trying to improve how your team functions\, you need a strong understanding of HR to protect your business and support your people. \nThis FREE workshop is designed to give small business owners the tools\, knowledge\, and confidence to manage HR the right way – without the overwhelm. From hiring and onboarding to performance reviews and compliance\, we’ll cover what matters most to help you build a strong\, engaged\, and legally sound team. \nWhat You’ll Learn: \n✅ How to create an effective recruitment and onboarding process\n✅ Key elements of employee handbooks\, policies\, and procedures\n✅ Basics of payroll\, compensation\, and benefits\n✅ How to manage performance\, feedback\, and employee development\n✅ Compliance with employment laws and reducing legal risks\n✅ Practical strategies to boost employee satisfaction and retention \nMeet Your Expert Speaker\nThis workshop is led by Alicia McDougal\, founder of Legacy Inspired HR Solutions\, LLC\, who brings over 15 years of HR experience in both the private and public sectors. Alicia specializes in helping small businesses implement practical\, personalized HR strategies without the need for a full-time HR department. Her passion for empowering business owners and her approachable\, real-world guidance make her the ideal facilitator to help you strengthen your people practices\, protect your business\, and build a team that thrives. \nMost small business owners don’t have an HR department\, but that doesn’t mean HR isn’t part of their job. Poor hiring practices\, unclear policies\, or legal missteps can cost you time\, money\, and top talent. This workshop will show you how to build a people-first workplace that attracts great employees\, runs smoothly\, and protects your business. \n💡 Whether you have one employee or ten\, this training will help you create structure\, avoid mistakes\, and strengthen your team from the inside out.
URL:https://pathwayeducation.org/event/hr-essentials-for-small-business-owners/
CATEGORIES:Small Business
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20250507T180000
DTEND;TZID=America/Chicago:20250507T193000
DTSTAMP:20260427T104645
CREATED:20250401T040323Z
LAST-MODIFIED:20250507T114623Z
UID:1915-1746640800-1746646200@pathwayeducation.org
SUMMARY:Unlocking Homeownership: From Dreams to Reality
DESCRIPTION:Homeownership isn’t out of reach\, you just need someone to show you the way.\n\n\nIf you’ve ever started Googling “how to buy a house” and ended up with more questions than answers\, you’re not alone. Between credit scores\, mortgage types\, down payments\, closing costs\, mortgage insurance\, home inspections\, and everything in between\, the process can feel completely overwhelming. \nThat’s exactly why we created this FREE\, no-pressure\, beginner-friendly workshop that breaks down everything you need to know about becoming a homeowner\, step-by-step. \nWhat You’ll Learn: \n✅ A step-by-step overview of the homebuying process\n✅ Different types of loans—and which one might be right for you\n✅ What lenders really look for: credit\, debt\, and income\n✅ Hidden costs explained: mortgage insurance\, closing costs\, inspections\, and more\n✅ How to build your homebuying team (lender\, agent\, inspector\, etc.)\n✅ What can go wrong—and how to avoid costly mistakes \nYou’ll leave with clarity\, confidence\, and a plan to move forward. \nMeet Your Expert Speaker\nThis workshop is led by Ti’Ara Alcorn\, a licensed Missouri realtor and leader of the Ti’Ara Alcorn Real Estate Team. With years of experience in residential sales\, commercial property management\, and leasing across the Kansas City area\, Ti’Ara brings both industry expertise and a deep passion for helping first-time homebuyers navigate the process with confidence. Known for her warm\, relatable style and dedication to her clients\, she makes learning about homeownership approachable\, empowering\, and even fun. \nLet’s face it: homebuying is confusing\, especially the first time. Most people dive in without understanding the fine print\, the fees\, or how one small misstep can delay the entire process. \nThis workshop gives you the insight and guidance you need to make smart\, informed decisions. You’ll learn directly from professionals who break down complex information into real-life\, actionable steps\, with no pressure or sales pitch. \n✨ This is the workshop we wish every first-time homebuyer had.
URL:https://pathwayeducation.org/event/unlocking-homeownership-from-dreams-to-reality/
CATEGORIES:Adult
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20250513T180000
DTEND;TZID=America/Chicago:20250513T193000
DTSTAMP:20260427T104645
CREATED:20250401T040325Z
LAST-MODIFIED:20250513T150342Z
UID:1917-1747159200-1747164600@pathwayeducation.org
SUMMARY:Understanding Retirement Options for the Self Employed
DESCRIPTION:No one taught you how to retire when you’re self-employed—and that’s exactly why this matters.\n\n\nNo one taught you how to retire when you’re self-employed—and that’s exactly why this matters. \nNo one taught you how to retire when you’re self-employed—and that’s exactly why this matters. \nRetirement planning isn’t just for corporate employees. If you’re self-employed or run a small business\, your long-term financial security depends on the decisions you make today. \nToo many entrepreneurs delay retirement planning\, assuming they’ll figure it out later. But the truth is\, later comes fast\, and waiting could cost you thousands in missed savings\, tax advantages\, and peace of mind. \nThis FREE workshop is here to change that. You’ll learn what options are available to you\, how to choose the right plan based on your business structure and goals\, and how to start protecting your future without needing a finance degree. \nWhat You’ll Learn: \n✅ The most common retirement plan options for business owners: SEP IRA\, SIMPLE IRA\, Solo 401(k)\, and more ✅ The difference between Traditional and Roth accounts—and how to know which fits your situation ✅ Contribution limits\, early withdrawal penalties\, and how to avoid common mistakes ✅ Why retirement planning is essential\, even if you plan to sell your business someday ✅ How retirement accounts can benefit you now\, from tax savings to creditworthiness \n \nMeet Your Expert Speaker\nThis session is led by Micah Lawson\, AIF®\, Partner and Director of Client Service for Retirement Plans at Creative Planning\, one of the nation’s leading wealth management firms. With nearly a decade of experience specializing in retirement plan consulting and financial advising\, Micah works directly with individuals and business owners to design and implement strategies that support long-term financial success. His expertise in investment management\, tax planning\, and retirement solutions makes him the perfect guide to help you navigate your options and build a plan that works for your business and your future. \nMany business owners focus so much on growing their business that they forget to plan for what comes next. But retirement doesn’t just “work itself out\,” especially when you don’t have a traditional employer doing it for you. \nThis workshop will give you straightforward guidance on what to consider\, which options to explore\, and how to take action that aligns with your goals and your business.
URL:https://pathwayeducation.org/event/understanding-retirement-options-for-the-self-employed/
CATEGORIES:Small Business
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20250520T180000
DTEND;TZID=America/Chicago:20250520T193000
DTSTAMP:20260427T104645
CREATED:20250401T040326Z
LAST-MODIFIED:20250520T173147Z
UID:1919-1747764000-1747769400@pathwayeducation.org
SUMMARY:Accessing Capital and Building Bank Partnerships
DESCRIPTION:Getting a loan is hard. No one tells you why.\n\n\nYou fill out the forms. You hear nothing. Or worse\, you get denied with no explanation. \nYou’re not alone. Most small business owners don’t know what lenders actually want. \nLet’s fix that. \nThis FREE workshop is for business owners who are tired of guessing. You’ll learn how to get your business bank-ready\, what lenders are looking for\, and how to build real banking relationships that work in your favor. \nThis isn’t theory. It’s a real-world strategy built for people who are building something real. \nWhat You’ll Walk Away With: \n✅ What banks actually look for in loan applications ✅ How to strengthen your financials before you apply ✅ How to build relationships with lenders (yes\, that matters) ✅ Why different banks serve different purposes and how to choose the right one ✅ What makes a business “lendable” and how to get there ✅ What to expect with timelines\, approvals\, and red flags \n \nMeet Your Expert Speaker\nThis session is led by Kevin Fallon\, Funding Consultant and founder of First Funding Source\, LLC. After more than 20 years as a commercial banker\, Kevin made the leap to entrepreneurship himself—so he understands both sides of the funding conversation. His mission is simple: help business owners of all sizes access the capital they need\, without the mystery\, roadblocks\, or runaround. Kevin brings deep lending expertise\, real talk\, and a commitment to showing entrepreneurs how to build smart banking relationships that actually work. \nYou’ve worked too hard to let a lack of access hold your business back. Whether you’re applying for funding for the first time or looking to build better relationships with lenders\, this workshop is your opportunity to shift from guessing to knowing. It’s not about having perfect credit or a huge revenue stream; it’s about understanding the system and learning how to work it with strategy. This is your moment to take control of the process and move toward the capital your business deserves.
URL:https://pathwayeducation.org/event/accessing-capital-and-building-bank-partnerships/
CATEGORIES:Small Business
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20250521T180000
DTEND;TZID=America/Chicago:20250521T193000
DTSTAMP:20260427T104645
CREATED:20250401T040327Z
LAST-MODIFIED:20250520T173148Z
UID:1921-1747850400-1747855800@pathwayeducation.org
SUMMARY:Why and How to Open a Business Bank Account
DESCRIPTION:Mixing your business with your personal bank account? It’s time to fix that.\n\n\nMany small business owners skip opening a separate business bank account. After all\, no one’s telling you that you have to. But here’s the thing: not having one can hurt your credibility\, mess up your taxes\, and even put your personal finances at risk. \nThis FREE workshop breaks down what most people don’t know about business banking. You’ll learn the hidden benefits\, the potential risks of skipping it\, and how a business bank account can actually help you grow\, protect\, and fund your business. \nWhat You’ll Learn: \n✅ Why a separate business account matters for your legal and financial protection ✅ What banks really look for when reviewing your business financials ✅ How a proper account setup can help you apply for funding or lines of credit ✅ The documents and steps you need to open a business bank account ✅ Common mistakes to avoid when choosing a bank or account type ✅ Real talk about fees\, options\, and what’s best for different types of businesses \n \nMeet Your Expert Speaker\nThis session is led by Anthony J. Mondaine. With years of hands-on experience in retail banking operations\, consumer lending\, and underwriting\, Anthony understands exactly what banks look for when working with small business owners. He’s helped countless entrepreneurs open accounts\, avoid common mistakes\, and set their businesses up for long-term success. In this workshop\, he’ll share insider tips and practical guidance to help you navigate the banking world with confidence and clarity. \nThis might sound like a small decision\, but it can have big consequences. Whether you’re just getting started or have been mixing business and personal expenses for a while\, this session will give you the clarity and confidence to set your business up the right way. You’ll learn how to avoid costly missteps\, prepare for future growth\, and build the kind of financial structure that opens doors\, not closes them.
URL:https://pathwayeducation.org/event/why-and-how-to-open-a-business-bank-account/
CATEGORIES:Small Business
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20250527T180000
DTEND;TZID=America/Chicago:20250527T193000
DTSTAMP:20260427T104645
CREATED:20250401T040328Z
LAST-MODIFIED:20250527T034521Z
UID:1923-1748368800-1748374200@pathwayeducation.org
SUMMARY:Marketing to Grow Your Business
DESCRIPTION:Hate to break it to you\, but “post and pray” is not a strategy.\n\n\nMarketing doesn’t work by accident. If you’re throwing content out there and hoping something sticks\, you’re not marketing. You’re guessing. \nThis workshop is for entrepreneurs who are ready to stop guessing and start getting results. You’ll learn how to create a clear\, intentional marketing plan that makes sense for your business\, aligns with your goals\, and doesn’t waste your time or money. \nWhat You’ll Learn: \n✅ How to set short-term and long-term marketing goals that actually matter ✅ How to define your value and talk about your business in a way that connects ✅ What your target audience really is (and how to reach them) ✅ The difference between branding and performance marketing and why both matter ✅ Where and how to market (channels\, tools\, budget\, outsourcing vs. DIY) ✅ How to track your results and know what’s working \n \nMeet Your Expert Speaker\nThis session is led by Nick Jacobson\, Chief Marketing Officer at Creative Planning. With more than 20 years of experience in financial services marketing—including leadership roles at Edelman Financial Engines and H&R Block—Nick brings deep insight into what makes marketing work for real businesses. He’s spent over 15 years in the RIA industry\, where his passion for helping people build better financial futures took root. Now\, through his work with Pathway Financial Education and as a board member\, Nick is committed to helping small business owners cut through the noise\, find clarity\, and market with purpose. \nIf marketing feels like a black hole of effort with no return\, you’re not alone. This session will help you make sense of it all. You’ll leave with a stronger understanding of how to market your business with purpose and a plan you can actually follow. \nLet’s turn your marketing into a growth tool\, not a guessing game.
URL:https://pathwayeducation.org/event/marketing-to-grow-your-business/
CATEGORIES:Small Business
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BEGIN:VEVENT
DTSTART;TZID=America/Chicago:20250528T180000
DTEND;TZID=America/Chicago:20250528T193000
DTSTAMP:20260427T104645
CREATED:20250412T060249Z
LAST-MODIFIED:20250527T034523Z
UID:2016-1748455200-1748460600@pathwayeducation.org
SUMMARY:Education Savings Made Easy: Understanding 529 Plans
DESCRIPTION:You want to give your child every opportunity. Let’s make sure cost isn’t what holds them back.\n\n\nWhether you’re a parent\, grandparent\, or guardian\, you want to see the kids you love chase big dreams and build a bright future. Whether it’s college\, trade school\, or another path\, education opens doors—and planning for it now gives them more options later. \nA 529 plan is one of the most effective ways to save for education\, and this workshop will show you how to make it work for your family. \nYou don’t need to be a financial expert. You just need to start. We’ll walk you through how 529 plans work\, how to open one\, and how this simple step can help secure your child’s future. \nWhat You’ll Learn: \n✅ What a 529 plan is and how it works ✅ The tax advantages and flexibility you may not know about ✅ Who can contribute\, who can use it\, and what it can actually pay for ✅ What happens if your child doesn’t go to college ✅ How to start or manage a 529 plan with confidence \n\nMeet Your Expert Speaker\nThis workshop is presented by Jay Edwards\, a registered representative of Ascensus Broker Dealer Services\, LLC\, the Program Manager for Missouri’s 529 education savings plan. Jay brings extensive knowledge of how 529 plans work and how families can use them to plan for future education expenses. He’ll provide clear\, unbiased guidance to help parents\, grandparents\, and guardians feel confident about starting or managing a 529 plan. \nEducation is one of the most valuable gifts you can give—and the earlier you start planning for it\, the better. This session will help you cut through the confusion\, take action with confidence\, and invest in your child’s or grandchild’s future in a way that truly makes a difference.
URL:https://pathwayeducation.org/event/education-savings-made-easy-understanding-529-plans/
CATEGORIES:Adult
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