Is Entrepreneurship Right For You?
2025-04-29 18:00 - 19:30 (America/Chicago) | MO
The dream of being your own boss is exciting, but is entrepreneurship really the right fit for you?

Starting your own business sounds amazing: freedom, flexibility, unlimited income potential. But behind the success stories are long hours, financial risk, and constant problem-solving. Entrepreneurship isn’t just about having a great idea—it’s about resilience, adaptability, and the ability to wear multiple hats.
If you’ve ever wondered whether starting a business is the right path for you, this free, interactive workshop will help you get clarity.
What to Expect:
✅ A realistic look at what it takes to be an entrepreneur
✅ The biggest challenges (and how to prepare for them)
✅ What skills, mindset, and resources you need to succeed
✅ How to assess whether entrepreneurship aligns with your goals and lifestyle
✅ Actionable steps to decide if you’re ready to take the leap
Meet Your Expert Speaker, Ivan Griffin
LaTasha Jacobs, Executive Director of Pathway Financial Education, brings over a decade of experience in commercial banking and a deep passion for helping aspiring entrepreneurs succeed. As a former Community Development Banker at UMB Bank, she supported small business clients with customized solutions and technical assistance. LaTasha understands both the risks and rewards of entrepreneurship—and she’s here to help you decide if this path is right for you.
Entrepreneurship is exciting, but it’s not for everyone—and that’s okay! This session will help you evaluate your strengths, weaknesses, and risk tolerance so you can make an informed decision. Whether you’re dreaming of a startup, side hustle, or small business, this workshop will provide real talk, expert insights, and practical advice to help you figure out your next steps.
We’re offering both in-person and virtual attendance options so you can join us from anywhere. Just choose your preference when you register!
🚀 Entrepreneurship isn’t just a career choice; it’s a lifestyle. Find out if it’s the right one for you!

Credit Confidence: Understanding the Basics
2025-05-01 18:00 - 19:30
Credit can feel overwhelming, but you don’t have to figure it out alone.

Credit impacts almost every aspect of your financial life, from buying a home to getting the best interest rates. But if you’ve ever looked at your credit report and felt confused, frustrated, or overwhelmed, you’re not alone.
Join us for a FREE workshop designed to help you decode your credit report, understand how credit scores work, and learn proven strategies to improve your score over time.
BONUS: Get one-on-one support in pulling and identifying key items on your credit report!
What You’ll Learn:
✅ What’s inside your credit report and how to read it✅ How your credit score is calculated (and why it matters)✅ The biggest factors that can help—or hurt—your credit score✅ Steps you can take right now to start improving your credit

Meet Your Expert Speakers: Anthony DiRocco and Samantha Gillum
We’re thrilled to have Anthony DiRocco, Bank Manager at BMO Bank N.A., and Samantha Gillum, Financial Wellness Specialist at BMO Bank, leading this session.
Anthony DiRocco has a strong passion for helping individuals take control of their personal finances. He specializes in tailoring financial solutions to meet personal and business needs, including credit improvement strategies that set people up for long-term success.
Samantha Gillum has spent 23 years helping individuals and businesses understand and improve their financial health. She believes that credit literacy is a game-changer and is committed to breaking down complex financial concepts so they’re easy to understand and apply.
Together, Anthony and Samantha will walk you through your credit report, explain the factors that impact your score, and help you create a plan to improve it.

Your credit score isn’t just a number; it’s a reflection of your financial health and a key to better financial opportunities. Whether you’re looking to buy a home, qualify for a loan, or just strengthen your financial future, this workshop will provide the tools and guidance you need to take control of your credit with confidence.
PLUS! Get personalized support in pulling and understanding your credit report so you can start making improvements immediately!
Attend in person for an interactive experience, or join virtually from the comfort of your home!

HR Essentials for Small Business Owners
2025-05-06 18:00 - 19:30
People are your business. Learn how to lead them effectively

Managing people well is one of the most critical parts of running a successful operation. Whether you’re hiring your first employee or trying to improve how your team functions, you need a strong understanding of HR to protect your business and support your people.
This FREE workshop is designed to give small business owners the tools, knowledge, and confidence to manage HR the right way – without the overwhelm. From hiring and onboarding to performance reviews and compliance, we’ll cover what matters most to help you build a strong, engaged, and legally sound team.
What You’ll Learn:
✅ How to create an effective recruitment and onboarding process
✅ Key elements of employee handbooks, policies, and procedures
✅ Basics of payroll, compensation, and benefits
✅ How to manage performance, feedback, and employee development
✅ Compliance with employment laws and reducing legal risks
✅ Practical strategies to boost employee satisfaction and retention
Meet Your Expert Speaker
This workshop is led by Alicia McDougal, founder of Legacy Inspired HR Solutions, LLC, who brings over 15 years of HR experience in both the private and public sectors. Alicia specializes in helping small businesses implement practical, personalized HR strategies without the need for a full-time HR department. Her passion for empowering business owners and her approachable, real-world guidance make her the ideal facilitator to help you strengthen your people practices, protect your business, and build a team that thrives.
Most small business owners don’t have an HR department, but that doesn’t mean HR isn’t part of their job. Poor hiring practices, unclear policies, or legal missteps can cost you time, money, and top talent. This workshop will show you how to build a people-first workplace that attracts great employees, runs smoothly, and protects your business.
💡 Whether you have one employee or ten, this training will help you create structure, avoid mistakes, and strengthen your team from the inside out.

Unlocking Homeownership: From Dreams to Reality
2025-05-07 18:00 - 19:30
Homeownership isn’t out of reach, you just need someone to show you the way.

If you’ve ever started Googling “how to buy a house” and ended up with more questions than answers, you’re not alone. Between credit scores, mortgage types, down payments, closing costs, mortgage insurance, home inspections, and everything in between, the process can feel completely overwhelming.
That’s exactly why we created this FREE, no-pressure, beginner-friendly workshop that breaks down everything you need to know about becoming a homeowner, step-by-step.
What You’ll Learn:
✅ A step-by-step overview of the homebuying process
✅ Different types of loans—and which one might be right for you
✅ What lenders really look for: credit, debt, and income
✅ Hidden costs explained: mortgage insurance, closing costs, inspections, and more
✅ How to build your homebuying team (lender, agent, inspector, etc.)
✅ What can go wrong—and how to avoid costly mistakes
You’ll leave with clarity, confidence, and a plan to move forward.
Meet Your Expert Speaker
This workshop is led by Ti’Ara Alcorn, a licensed Missouri realtor and leader of the Ti’Ara Alcorn Real Estate Team. With years of experience in residential sales, commercial property management, and leasing across the Kansas City area, Ti’Ara brings both industry expertise and a deep passion for helping first-time homebuyers navigate the process with confidence. Known for her warm, relatable style and dedication to her clients, she makes learning about homeownership approachable, empowering, and even fun.
Let’s face it: homebuying is confusing, especially the first time. Most people dive in without understanding the fine print, the fees, or how one small misstep can delay the entire process.
This workshop gives you the insight and guidance you need to make smart, informed decisions. You’ll learn directly from professionals who break down complex information into real-life, actionable steps, with no pressure or sales pitch.
✨ This is the workshop we wish every first-time homebuyer had.

Understanding Retirement Options for the Self Employed
2025-05-13 18:00 - 19:30
No one taught you how to retire when you’re self-employed—and that’s exactly why this matters.

No one taught you how to retire when you’re self-employed—and that’s exactly why this matters.
No one taught you how to retire when you’re self-employed—and that’s exactly why this matters.
Retirement planning isn’t just for corporate employees. If you’re self-employed or run a small business, your long-term financial security depends on the decisions you make today.
Too many entrepreneurs delay retirement planning, assuming they’ll figure it out later. But the truth is, later comes fast, and waiting could cost you thousands in missed savings, tax advantages, and peace of mind.
This FREE workshop is here to change that. You’ll learn what options are available to you, how to choose the right plan based on your business structure and goals, and how to start protecting your future without needing a finance degree.
What You’ll Learn:
✅ The most common retirement plan options for business owners: SEP IRA, SIMPLE IRA, Solo 401(k), and more ✅ The difference between Traditional and Roth accounts—and how to know which fits your situation ✅ Contribution limits, early withdrawal penalties, and how to avoid common mistakes ✅ Why retirement planning is essential, even if you plan to sell your business someday ✅ How retirement accounts can benefit you now, from tax savings to creditworthiness

Meet Your Expert Speaker
This session is led by Micah Lawson, AIF®, Partner and Director of Client Service for Retirement Plans at Creative Planning, one of the nation’s leading wealth management firms. With nearly a decade of experience specializing in retirement plan consulting and financial advising, Micah works directly with individuals and business owners to design and implement strategies that support long-term financial success. His expertise in investment management, tax planning, and retirement solutions makes him the perfect guide to help you navigate your options and build a plan that works for your business and your future.
Many business owners focus so much on growing their business that they forget to plan for what comes next. But retirement doesn’t just “work itself out,” especially when you don’t have a traditional employer doing it for you.
This workshop will give you straightforward guidance on what to consider, which options to explore, and how to take action that aligns with your goals and your business.

Accessing Capital and Building Bank Partnerships
2025-05-20 18:00 - 19:30
Getting a loan is hard. No one tells you why.

You fill out the forms. You hear nothing. Or worse, you get denied with no explanation.
You’re not alone. Most small business owners don’t know what lenders actually want.
Let’s fix that.
This FREE workshop is for business owners who are tired of guessing. You’ll learn how to get your business bank-ready, what lenders are looking for, and how to build real banking relationships that work in your favor.
This isn’t theory. It’s a real-world strategy built for people who are building something real.
What You’ll Walk Away With:
✅ What banks actually look for in loan applications ✅ How to strengthen your financials before you apply ✅ How to build relationships with lenders (yes, that matters) ✅ Why different banks serve different purposes and how to choose the right one ✅ What makes a business “lendable” and how to get there ✅ What to expect with timelines, approvals, and red flags

Meet Your Expert Speaker
This session is led by Kevin Fallon, Funding Consultant and founder of First Funding Source, LLC. After more than 20 years as a commercial banker, Kevin made the leap to entrepreneurship himself—so he understands both sides of the funding conversation. His mission is simple: help business owners of all sizes access the capital they need, without the mystery, roadblocks, or runaround. Kevin brings deep lending expertise, real talk, and a commitment to showing entrepreneurs how to build smart banking relationships that actually work.
You’ve worked too hard to let a lack of access hold your business back. Whether you’re applying for funding for the first time or looking to build better relationships with lenders, this workshop is your opportunity to shift from guessing to knowing. It’s not about having perfect credit or a huge revenue stream; it’s about understanding the system and learning how to work it with strategy. This is your moment to take control of the process and move toward the capital your business deserves.

Why and How to Open a Business Bank Account
2025-05-21 18:00 - 19:30
Mixing your business with your personal bank account? It’s time to fix that.

Many small business owners skip opening a separate business bank account. After all, no one’s telling you that you have to. But here’s the thing: not having one can hurt your credibility, mess up your taxes, and even put your personal finances at risk.
This FREE workshop breaks down what most people don’t know about business banking. You’ll learn the hidden benefits, the potential risks of skipping it, and how a business bank account can actually help you grow, protect, and fund your business.
What You’ll Learn:
✅ Why a separate business account matters for your legal and financial protection ✅ What banks really look for when reviewing your business financials ✅ How a proper account setup can help you apply for funding or lines of credit ✅ The documents and steps you need to open a business bank account ✅ Common mistakes to avoid when choosing a bank or account type ✅ Real talk about fees, options, and what’s best for different types of businesses

Meet Your Expert Speaker
This session is led by Anthony J. Mondaine. With years of hands-on experience in retail banking operations, consumer lending, and underwriting, Anthony understands exactly what banks look for when working with small business owners. He’s helped countless entrepreneurs open accounts, avoid common mistakes, and set their businesses up for long-term success. In this workshop, he’ll share insider tips and practical guidance to help you navigate the banking world with confidence and clarity.
This might sound like a small decision, but it can have big consequences. Whether you’re just getting started or have been mixing business and personal expenses for a while, this session will give you the clarity and confidence to set your business up the right way. You’ll learn how to avoid costly missteps, prepare for future growth, and build the kind of financial structure that opens doors, not closes them.

Marketing to Grow Your Business
2025-05-27 18:00 - 19:30
Hate to break it to you, but “post and pray” is not a strategy.

Marketing doesn’t work by accident. If you’re throwing content out there and hoping something sticks, you’re not marketing. You’re guessing.
This workshop is for entrepreneurs who are ready to stop guessing and start getting results. You’ll learn how to create a clear, intentional marketing plan that makes sense for your business, aligns with your goals, and doesn’t waste your time or money.
What You’ll Learn:
✅ How to set short-term and long-term marketing goals that actually matter ✅ How to define your value and talk about your business in a way that connects ✅ What your target audience really is (and how to reach them) ✅ The difference between branding and performance marketing and why both matter ✅ Where and how to market (channels, tools, budget, outsourcing vs. DIY) ✅ How to track your results and know what’s working

Meet Your Expert Speaker
This session is led by Nick Jacobson, Chief Marketing Officer at Creative Planning. With more than 20 years of experience in financial services marketing—including leadership roles at Edelman Financial Engines and H&R Block—Nick brings deep insight into what makes marketing work for real businesses. He’s spent over 15 years in the RIA industry, where his passion for helping people build better financial futures took root. Now, through his work with Pathway Financial Education and as a board member, Nick is committed to helping small business owners cut through the noise, find clarity, and market with purpose.
If marketing feels like a black hole of effort with no return, you’re not alone. This session will help you make sense of it all. You’ll leave with a stronger understanding of how to market your business with purpose and a plan you can actually follow.
Let’s turn your marketing into a growth tool, not a guessing game.

Education Savings Made Easy: Understanding 529 Plans
2025-05-28 18:00 - 19:30
You want to give your child every opportunity. Let’s make sure cost isn’t what holds them back.

Whether you’re a parent, grandparent, or guardian, you want to see the kids you love chase big dreams and build a bright future. Whether it’s college, trade school, or another path, education opens doors—and planning for it now gives them more options later.
A 529 plan is one of the most effective ways to save for education, and this workshop will show you how to make it work for your family.
You don’t need to be a financial expert. You just need to start. We’ll walk you through how 529 plans work, how to open one, and how this simple step can help secure your child’s future.
What You’ll Learn:
✅ What a 529 plan is and how it works ✅ The tax advantages and flexibility you may not know about ✅ Who can contribute, who can use it, and what it can actually pay for ✅ What happens if your child doesn’t go to college ✅ How to start or manage a 529 plan with confidence

Meet Your Expert Speaker
This workshop is presented by Jay Edwards, a registered representative of Ascensus Broker Dealer Services, LLC, the Program Manager for Missouri’s 529 education savings plan. Jay brings extensive knowledge of how 529 plans work and how families can use them to plan for future education expenses. He’ll provide clear, unbiased guidance to help parents, grandparents, and guardians feel confident about starting or managing a 529 plan.
Education is one of the most valuable gifts you can give—and the earlier you start planning for it, the better. This session will help you cut through the confusion, take action with confidence, and invest in your child’s or grandchild’s future in a way that truly makes a difference.

Building a Sales Pipeline for Growth
2025-06-03 18:00 - 19:30
ABC: Always Be Closing. It’s not just a mantra, it’s a mindset.

If your sales strategy is just “try harder,” you’re doing it wrong. Sales success doesn’t happen by accident. It’s not about working more hours or making more calls—it’s about building a system that works.
This workshop will teach you how to build a sales pipeline that drives growth, not just effort. You’ll learn how to focus on the right leads, close deals consistently, and create customer relationships that generate repeat business and referrals.
Stop guessing. Start growing.
What You’ll Learn:
✅ How to build and maintain a sales pipeline that works
✅ Why selling value beats selling price—and how to make the shift
✅ How to master the ABC mindset: Always Be Closing
✅ Proven strategies for building strong client relationships
✅ How to leverage referrals without sounding pushy
✅ Techniques to stay top of mind and keep clients engaged
✅ Practical steps to turn prospects into loyal customers

Meet Your Speaker: Brent Pryor

This session is led by Brent Pryor, Vice President and Advisory Sales Manager at Osaic. With decades of experience in financial services, including advisory, wealth management, and leading high-performing sales teams, Brent knows what it takes to build a results-driven sales pipeline. He’s a proven leader who has guided teams to raise billions while maintaining a servant leadership mindset. In this workshop, Brent will share practical insights on building strong client relationships, leveraging the ABC mindset (Always Be Closing), and driving consistent sales growth.
Why Attend?
If your sales approach feels scattered or unpredictable, you’re not alone. This workshop will help you take control of your process, focus on what really works, and start seeing consistent results. Whether you’re new to sales or looking to improve, you’ll leave with a roadmap to build a sales pipeline that supports long-term growth.

Money Matters: Mastering the Fundamentals of Investing
2025-06-04 18:00 - 19:30
Ready to invest but unsure where to start? This workshop breaks it down—no experience needed!

Most people never start investing because they’re scared of making a mistake. They feel overwhelmed by terms—like stocks, bonds, and portfolios—and end up doing nothing.
But here’s the truth: not investing at all is the bigger risk. This workshop will help you understand the fundamentals, build confidence, and start making your money work for you. You don’t need a finance degree or a pile of money to get started. You just need the right foundation—and that’s exactly what we’ll cover.
What You’ll Learn:
✅ The basic principles of investing
✅ How to set realistic financial goals and build an investment plan
✅ Key investment options: stocks, bonds, mutual funds, and ETFs
✅ How to understand risk and make confident choices
✅ Strategies for building long-term wealth, even on a modest budget
✅ How to get started today, no matter your current financial situation

Meet Your Speaker: Chris Dunlap

This workshop is led by Chris Dunlap, also known as StickTalk Dunny, a financial educator, investor, and tech enthusiast dedicated to empowering communities through financial literacy. As the co-founder of Nu Wall St and leader of the StickTalk trading community, Chris teaches practical investment strategies, including stock market techniques, options trading, and crypto investing. With experience at industry giants like Microsoft and Amazon Web Services, Chris bridges innovation with financial empowerment, helping individuals take control of their financial futures.
Why Attend?
Investing can feel intimidating, but it doesn’t have to be. Whether you’re just starting out or looking to get more confident, this workshop will give you the tools to make smart, informed decisions. You’ll learn how to build a strong foundation that sets you up for growth, without feeling lost or overwhelmed.

Planificación Patrimonial Hecha Fácil (En Español)
2025-06-11 18:00 - 19:30
Protege a tu familia: Aprende a planificar tu patrimonio y recibe una consulta legal gratuita.

Nadie quiere pensar en lo inesperado, pero tener un plan patrimonial claro es uno de los pasos más importantes que puedes tomar para proteger a tus seres queridos. No se trata solo de los bienes, sino de asegurarte de que tus deseos sean respetados y tu familia esté respaldada.
Este taller te guiará a través de temas esenciales de planificación patrimonial, desde la creación de un testamento hasta el establecimiento de directivas médicas y fideicomisos. Como agradecimiento por asistir, recibirás una consulta GRATUITA de 1 hora con un abogado de Creative Planning. Esta sesión incluirá la ejecución de un documento de Poder Notarial, dándote un comienzo sólido en tu viaje de planificación patrimonial.
Lo que aprenderás:
✅ Directivas Médicas: Cómo garantizar que tus deseos de atención médica se respeten cuando no puedas expresarlos por ti mismo.
✅ Poder Notarial Financiero: Por qué es esencial para administrar tus finanzas si quedas incapacitado.
✅ Testamentos: Cómo asegurar que tus bienes vayan a las personas adecuadas.
✅ Fideicomisos: Cómo funcionan y por qué son esenciales para proteger tu legado.
✅ Impuestos Patrimoniales: Estrategias clave para reducir la carga sobre tus herederos.
✅ Evitación de la Sucesión: Cómo simplificar la transferencia de bienes.
✅ Escrituras de Transferencia al Fallecimiento: Cómo manejar bienes raíces para una transición más sencilla.
Además: ¡Obtén una consulta de 1 hora con un abogado sin costo!
Solo por asistir a este taller, tendrás la oportunidad de programar una consulta GRATUITA de 1 hora con un abogado de Creative Planning. Durante esta sesión, recibirás asistencia práctica para iniciar tu plan patrimonial, incluida la ejecución completa de un documento de Poder Notarial para proteger tu futuro financiero.
Esta es tu oportunidad de dar un paso proactivo sin el costo habitual o las complicaciones.
Conoce a tus Anfitriones: BreAnne Watts y Daniel Sprout

Este taller está dirigido por BreAnne Watts, paralegal de planificación patrimonial en Creative Planning Legal. Con una amplia experiencia en la redacción de documentos de planificación patrimonial, la gestión de flujos de trabajo de clientes y la preparación de archivos en varios estados, BreAnne aporta conocimientos prácticos y directos para ayudarte a comprender los conceptos básicos de la planificación patrimonial.
Daniel Sprout, abogado de planificación patrimonial en Creative Planning, también estará presente para responder a preguntas específicas que solo un abogado puede contestar. Con más de 14 años de experiencia legal, Daniel se especializa en crear planes patrimoniales personalizados para proteger la riqueza de los clientes contra la sucesión, impuestos y acreedores. Su experiencia en litigios aporta una perspectiva única sobre cómo prevenir problemas legales potenciales antes de que surjan.
Juntos, BreAnne y Daniel hacen que la planificación patrimonial sea clara, accesible y práctica, brindándote las herramientas necesarias para proteger tu futuro con confianza.
Por qué este taller es importante:
La planificación patrimonial a menudo se pospone porque parece complicada o costosa. Esta sesión lo hace simple, accesible y asequible, especialmente para nuestra comunidad hispanohablante.

Financial Foundations: Values, Influences, and Banking 101
2025-07-03 18:00 - 19:30, 2025-10-02 18:00 - 19:30
Your money habits didn’t form overnight, so how do you take control of them?

Are you a young adult or professional looking to build smart money habits? Do you feel overwhelmed by financial decisions and unsure where to start? Do you want a fresh start and a clearer financial path?
You’re not alone! Your financial future starts with the choices you make today. Whether you’re looking to break free from bad money habits, build a budget that aligns with your goals, or simply understand the basics of banking, this FREE session that’s part of our core curriculum will give you the confidence and knowledge to take control of your finances.
What You’ll Learn
✅ How your personal values shape your financial decisions
✅ The hidden influences that impact your spending and saving habits
✅ Banking essentials: checking, savings, credit, and beyond
This isn’t just another finance talk; it’s an opportunity to gain real, actionable knowledge from someone who has dedicated her career to financial empowerment. This workshop will give you the insight, confidence, and tools you need to take the next step.
Attend in person for an interactive experience, or join virtually from the comfort of your home!

Penny Wise: Effective Budgeting and Saving Strategies
2025-07-10 18:00 - 19:30, 2025-10-09 18:00 - 19:30
What if your budget actually worked for you, not against you?

Managing money shouldn’t feel like a guessing game. Whether you’re just starting out or looking to improve your financial habits, a solid budget is the key to feeling more in control. But where do you start? And how do you make a budget that actually works for you?
Join us for a FREE hands-on session where we’ll break down the best budgeting methods, show you how to make saving easier, and give you the tools to take charge of your money.
BONUS: Exclusive budgeting worksheets and trackers!
All attendees—whether joining in person or virtually—will receive our exclusive budgeting book and templated budgeting and savings trackers to help put these strategies into action right away!
What You’ll Learn:
✅ Why budgeting isn’t about restriction—it’s about freedom and financial confidence
✅ Different budgeting techniques and how to choose one that fits your lifestyle
✅ Smart saving strategies to help you keep more of what you earn
Most people don’t budget because they think it’s complicated, time-consuming, or too restrictive. But when done right, budgeting puts you in control of your money, not the other way around. Part of our core curriculum, this session is designed to help you find an approach that works for you and set you up for long-term success.
Attend in person for an interactive experience, or join virtually from the comfort of your home!

Developing a Budget for Your Business
2025-07-23 18:00 - 19:30
Budget smarter, not harder! Learn how to plan for growth at our free workshop.

If your budget is just a guess, your business is at risk.
Running a small business without a clear budget is like driving without a map—you might move forward, but you have no idea where you’re heading. A solid budget helps you see what’s working, where to cut costs, and how to plan for seasonal changes.
This workshop will teach you how to develop a business budget that actually works—one that doesn’t just record numbers, but guides decisions, predicts challenges, and helps you grow.
What You’ll Learn:
✅ Why a business budget matters: Stay efficient, plan ahead, and minimize debt
✅ How to examine your revenue: Learn what to include and how to forecast
✅ Fixed vs. variable costs: Understand how to categorize your expenses
✅ Setting up a contingency fund: Be prepared for unexpected costs
✅ Calculating your profit: Know when you’re truly making money
✅ Finalizing your budget: Turn data into a clear financial plan
Meet Your Speaker: Mercedes Givens

This workshop is led by Mercedes Givens, Private Wealth Manager and Partner at Creative Planning. With over 15 years of experience in financial services, Mercedes specializes in creating and maintaining customized financial plans that address every aspect of a healthy financial life—from investments and tax planning to risk management and retirement. As a Certified Financial Planner® professional, Mercedes brings practical insights and a client-focused approach to helping business owners achieve their financial goals.
Why Attend
Budgeting is more than just tracking expenses, it’s about driving growth and staying prepared. This workshop will guide you through the process, help you avoid common mistakes, and leave you with a budget that actually supports your business goals.

Credit Confidence: Understanding the Basics
2025-07-24 18:00 - 19:30
Credit can feel overwhelming, but you don’t have to figure it out alone.

Credit impacts almost every aspect of your financial life, from buying a home to getting the best interest rates. But if you’ve ever looked at your credit report and felt confused, frustrated, or overwhelmed, you’re not alone.
Join us for a FREE workshop designed to help you decode your credit report, understand how credit scores work, and learn proven strategies to improve your score over time.
BONUS: Get one-on-one support in pulling and identifying key items on your credit report!
What You’ll Learn:
✅ What’s inside your credit report and how to read it
✅ How your credit score is calculated (and why it matters)
✅ The biggest factors that can help—or hurt—your credit score
✅ Steps you can take right now to start improving your credit
Your credit score isn’t just a number; it’s a reflection of your financial health and a key to better financial opportunities. Whether you’re looking to buy a home, qualify for a loan, or just strengthen your financial future, this workshop will provide the tools and guidance you need to take control of your credit with confidence.
PLUS! Get personalized support in pulling and understanding your credit report so you can start making improvements immediately!
Attend in person for an interactive experience, or join virtually from the comfort of your home!

Unlocking Homeownership: From Dreams to Reality
2025-08-13 18:00 - 19:30
Homeownership isn’t out of reach, you just need someone to show you the way.

If you’ve ever started Googling “how to buy a house” and ended up with more questions than answers, you’re not alone. Between credit scores, mortgage types, down payments, closing costs, mortgage insurance, home inspections, and everything in between, the process can feel completely overwhelming.
That’s exactly why we created this FREE, no-pressure, beginner-friendly workshop that breaks down everything you need to know about becoming a homeowner, step-by-step.
What You’ll Learn:
✅ A step-by-step overview of the homebuying process
✅ Different types of loans—and which one might be right for you
✅ What lenders really look for: credit, debt, and income
✅ Hidden costs explained: mortgage insurance, closing costs, inspections, and more
✅ How to build your homebuying team (lender, agent, inspector, etc.)
✅ What can go wrong—and how to avoid costly mistakes
Personalized Support to Get You Started:
After the workshop, we don’t just leave you hanging. You’ll have access to one-on-one support to help move your homebuying plans forward, including:

Credit assessment to know your financial standing
Debt-to-income (DTI) calculation to ensure mortgage eligibility
Budget review to project your monthly payments
Direct referrals to our vetted network of mortgage loan officers and real estate agents

Meet Your Speaker: Gynon Brown

This workshop is led by Gynon Brown, Community Development Mortgage Loan Originator at Central Bank. Gynon is passionate about helping first-time homebuyers, especially those from low to moderate-income backgrounds, achieve the American Dream of homeownership. With a commitment to making homeownership accessible, Gynon helps clients who once thought buying a home was out of reach. Known for her adventurous spirit—whether hiking, traveling, or tackling roller coasters—Gynon brings the same energy to helping her clients navigate the homebuying process with confidence and excitement.
Let’s face it: homebuying is confusing, especially the first time. Most people dive in without understanding the fine print, the fees, or how one small misstep can delay the entire process.
This workshop gives you the insight and guidance you need to make smart, informed decisions. You’ll learn directly from professionals who break down complex information into real-life, actionable steps, with no pressure or sales pitch.
✨ This is the workshop we wish every first-time homebuyer had.

Marketing to Grow Your Business
2025-08-26 18:00 - 19:30
Hate to break it to you, but “post and pray” is not a strategy.

Marketing doesn’t work by accident. If you’re throwing content out there and hoping something sticks, you’re not marketing. You’re guessing.
This workshop is for entrepreneurs who are ready to stop guessing and start getting results. You’ll learn how to create a clear, intentional marketing plan that makes sense for your business, aligns with your goals, and doesn’t waste your time or money.
What You’ll Learn:
✅ How to set short-term and long-term marketing goals that actually matter
✅ How to define your value and talk about your business in a way that connects
✅ What your target audience really is (and how to reach them)
✅ The difference between branding and performance marketing and why both matter
✅ Where and how to market (channels, tools, budget, outsourcing vs. DIY)
✅ How to track your results and know what’s working
If marketing feels like a black hole of effort with no return, you’re not alone. This session will help you make sense of it all. You’ll leave with a stronger understanding of how to market your business with purpose and a plan you can actually follow.
Let’s turn your marketing into a growth tool, not a guessing game.

Building Business Credit
2025-08-27 18:00 - 19:30
If your business goals are big, your credit game needs to match.

This free workshop is your step-by-step guide to building and maintaining strong business credit, without sacrificing your personal credit in the process. Whether you’re just starting out or looking to grow, you’ll learn practical ways to boost your creditworthiness and open the doors to better funding options, vendor relationships, and long-term success.
What You’ll Learn:
✅ How to separate personal and business credit the right way
✅ Step-by-step process for building business credit from scratch
✅ What lenders look for when evaluating creditworthiness
✅ Tips to improve your personal credit score
✅ How to avoid common credit mistakes that hold businesses back
✅ The funding opportunities good credit can unlock
This isn’t just theory, it’s real-world guidance you can act on immediately.
Join us and take the next step toward financial freedom and business growth.

Building a Sales Pipeline for Growth
2025-09-02 18:00 - 19:30
ABC: Always Be Closing. It’s not just a mantra, it’s a mindset.

If your sales strategy is just “try harder,” you’re doing it wrong. Sales success doesn’t happen by accident. It’s not about working more hours or making more calls—it’s about building a system that works.
This workshop will teach you how to build a sales pipeline that drives growth, not just effort. You’ll learn how to focus on the right leads, close deals consistently, and create customer relationships that generate repeat business and referrals.
Stop guessing. Start growing.
What You’ll Learn:
✅ How to build and maintain a sales pipeline that works
✅ Why selling value beats selling price—and how to make the shift
✅ How to master the ABC mindset: Always Be Closing
✅ Proven strategies for building strong client relationships
✅ How to leverage referrals without sounding pushy
✅ Techniques to stay top of mind and keep clients engaged
✅ Practical steps to turn prospects into loyal customers
Why Attend?
If your sales approach feels scattered or unpredictable, you’re not alone. This workshop will help you take control of your process, focus on what really works, and start seeing consistent results. Whether you’re new to sales or looking to improve, you’ll leave with a roadmap to build a sales pipeline that supports long-term growth.

Estate Planning Made Easy
2025-09-03 18:00 - 19:30
Protect your family: Learn estate planning and receive a free legal consultation!

No one likes to think about the unexpected, but having a clear estate plan is one of the most important steps you can take to protect your loved ones. It’s not just about assets, it’s about making sure your wishes are respected and your family is supported.
This workshop will walk you through essential estate planning topics—from creating a will to setting up medical directives and trusts. As a thank-you for attending, you’ll be given a FREE 1-hour consultation with an attorney from Creative Planning. This session will include the execution of a Power of Attorney document, giving you a solid start on your estate planning journey.
What You’ll Learn:
✅ Medical Directives: How to ensure your healthcare wishes are honored when you can’t speak for yourself
✅ Financial Power of Attorney: Why it’s essential for managing your finances if you become incapacitated
✅ Wills: How to ensure your assets go to the right people
✅ Trusts: How they work and why they’re essential for protecting your legacy
✅ Estate Taxes: Key strategies to reduce the burden on your heirs
✅ Probate Avoidance: How to simplify the transfer of assets
✅ Transfer on Death Deeds: Managing real estate for a smoother transition
PLUS Get a 1-hour consultation with an attorney at no cost.
Just for attending this workshop, you’ll have the opportunity to schedule a FREE 1-hour consultation with an attorney from Creative Planning. During this session, you’ll get hands-on help to start your estate plan, including the full execution of a Power of Attorney document to protect your financial future. This is your chance to take a proactive step without the usual cost or hassle.
Meet Your Speakers: BreAnne Watts and Daniel Sprout

This workshop is hosted by BreAnne Watts, an Estate Planning Paralegal at Creative Planning Legal. With extensive experience in drafting estate planning documents, managing client workflows, and preparing filings across multiple states, BreAnne brings practical, hands-on knowledge to help you understand the essentials of estate planning.
Daniel Sprout, an Estate Planning Attorney at Creative Planning, will also be present to answer attorney-specific questions. With over 14 years of legal experience, Daniel specializes in creating customized estate plans to protect clients’ wealth from probate, taxes, and creditors. His background in litigation adds a unique perspective on preventing potential legal issues before they arise.
Together, BreAnne and Daniel make estate planning clear, accessible, and practical, giving you the tools to protect your future with confidence.
Why This Workshop Matters:
Estate planning is often put off because it seems complicated or expensive. This session makes it simple, accessible, and affordable.

Securing Tomorrow Today: The Vital Role of Life Insurance
2025-09-10 18:00 - 19:30
You don’t get life insurance because you’re planning to go. You get it because you’re planning for them to stay.

Thinking about life insurance isn’t easy. It’s one of those topics most people put off because it feels overwhelming or uncomfortable. But the truth is, life insurance is one of the most important steps you can take to protect your loved ones’ financial future.
This workshop is designed to break down the essentials—from understanding policy types to calculating how much coverage you really need. Whether you’re just starting to think about life insurance or looking to update your plan, you’ll leave with a clear path forward.
What You’ll Learn:
✅ Why life insurance matters: How it supports your loved ones when they need it most
✅ Types of policies: Term, whole life, and everything in between
✅ Calculating your coverage: How much do you really need?
✅ Cost vs. benefit: Finding the right plan without overpaying
✅ Common mistakes to avoid: Getting the most out of your policy
✅ When to update your coverage: Life changes that impact your needs
Meet Your Speaker: Dewayne Burkett

This workshop is led by Dewayne Burkett, Insurance Broker at Goosehead Insurance Agency. With over a decade of experience in the insurance industry, Dewayne specializes in finding comprehensive coverage at competitive rates. As a Goosehead agent, he leverages cutting-edge technology to shop with dozens of A-rated insurance companies, ensuring his clients get the best options tailored to their needs. Dewayne’s dedication to client care and personalized solutions makes him a trusted resource for navigating life insurance and protecting what matters most.
Why Attend:
Life insurance shouldn’t feel like a guessing game. This workshop makes it simple, approachable, and practical, helping you understand the options, make informed decisions, and secure peace of mind for yourself and your family.

Investing 101: Building Your Financial Future
2025-09-17 18:00 - 19:30
Ready to invest but unsure where to start? This workshop breaks it down—no experience needed!

Most people never start investing because they’re scared of making a mistake. They feel overwhelmed by terms—like stocks, bonds, and portfolios—and end up doing nothing.
But here’s the truth: not investing at all is the bigger risk. This workshop will help you understand the fundamentals, build confidence, and start making your money work for you. You don’t need a finance degree or a pile of money to get started. You just need the right foundation—and that’s exactly what we’ll cover.
What You’ll Learn:
✅ The basic principles of investing
✅ How to set realistic financial goals and build an investment plan
✅ Key investment options: stocks, bonds, mutual funds, and ETFs
✅ How to understand risk and make confident choices
✅ Strategies for building long-term wealth, even on a modest budget
✅ How to get started today, no matter your current financial situation
Why Attend?
Investing can feel intimidating, but it doesn’t have to be. Whether you’re just starting out or looking to get more confident, this workshop will give you the tools to make smart, informed decisions. You’ll learn how to build a strong foundation that sets you up for growth, without feeling lost or overwhelmed.

The Art of the Ask: The Sales Mindset Shift
2025-09-24 18:00 - 19:30
Sales success starts with the right questions. Discover the mindset that makes it happen!

If your sales strategy feels more like a monologue than a conversation, it’s time for a change. Successful salespeople know that quality questioning can transform a pitch from pushy to powerful. Knowing what to ask—and why—can make all the difference.
This workshop will teach you to reframe your sales mindset by mastering the art of strategic questioning. Whether you’re leading a team or making pitches yourself, this session will give you the tools to engage clients more effectively and open new avenues for business growth.
What You’ll Learn:
✅ The Power of Questioning: How intentional, well-crafted questions change the sales dynamic
✅ Understanding the ‘Why’: Discover why your questions matter and how they influence client perception
✅ Strategic Question Categories: Learn the types of questions that drive meaningful conversations and business expansion
✅ Mindset Shifts for Success: Move from selling to guiding clients toward their own conclusions
✅ Practical Exercises: Practice asking powerful questions to see how they shape client engagement
Meet Your Speakers: Caleb & Mary Beth Lutz

This workshop is presented by Caleb and Mary Beth Lutz of Lutz Grow Sales & Marketing. With a unique blend of education, training, and hands-on sales experience, Caleb and Mary Beth bring real-world insights to entrepreneurial success. After starting in teaching and corporate training, they spent five years in sales, mentoring and coaching peers. As serial entrepreneurs with ventures in e-commerce, agriculture, and logistics, they know firsthand how the power of strategic questioning can transform business outcomes. Their mission is to empower others through practical, experience-based lessons in financial stewardship and effective sales communication.
Why Attend:
If you’re ready to move beyond the usual sales script and start connecting with clients on a deeper level, this workshop is for you. You’ll learn how to think differently about the sales process, using strategic questioning to build relationships, understand needs, and close deals more effectively.

Tax Season Survival: Tips and Tricks for a Smooth Filing
2025-10-08 18:00 - 19:30
Don’t wait until January! Get a head start on tax prep now and save time later!

Tax season may feel far away, but preparing now means less stress later.
Most people don’t start thinking about taxes until January, but by then, it’s often too late to make strategic moves that could save you money. Why wait until you’re scrambling to get organized when you can set yourself up for success now?
This workshop is designed to help you get ahead of the game—before the year ends—so you can file with confidence when tax season arrives. You’ll learn smart, practical strategies to streamline the filing process, maximize your deductions, and avoid common mistakes.
What You’ll Learn:
✅ Year-End Tax Prep: Actions you can take now to reduce your tax liability
✅ Essential Tax Documents: What to gather before January hits
✅ Maximizing Deductions: How to identify potential write-offs before the year ends
✅ Common Mistakes to Avoid: Learn from real-world tax filing errors
✅ Planning for Next Year: Strategies to make tax season easier moving forward
Why Attend:
Waiting until the last minute to think about taxes can lead to missed opportunities and unnecessary stress. This workshop will give you the knowledge and tools to start organizing now, so you’re not left scrambling when the deadline approaches.

Debt-Free Journey: Steps to Financial Liberation
2025-10-16 18:00 - 19:30
Your debt doesn’t define you — your next steps do.

Debt can feel like a heavy weight, holding you back from the things you want in life. Whether it’s student loans, credit cards, or other financial burdens, there is a way forward, and it starts with understanding the strategies that actually work.
Join us for a FREE session designed to help you take control, reduce your debt, and move toward financial freedom.
BONUS: Attendees will have the opportunity to schedule a 1:1 session with Angelique Cheatem after the workshop to develop a personalized debt management plan!
What You’ll Learn:
✅ Proven debt reduction methods (Snowball, Avalanche, and more)
✅ Key financial terms you need to know to make informed decisions
✅ How to create a realistic debt repayment plan that works for your budget
Being in debt isn’t just about numbers; it’s about the stress, uncertainty, and limitations it can create. But taking action today can put you back in control. This workshop will give you the knowledge, tools, and motivation to create a realistic debt-payoff plan and take meaningful steps toward financial freedom.
PLUS, attendees will have the exclusive opportunity to schedule a private 1:1 session with Angelique Cheatem to create a customized debt management plan based on their financial situation. Most people struggle with debt because they don’t have a clear plan, but this is your chance to work with an expert and create one that works for YOU!
Attend in person for an interactive experience, or join virtually from the comfort of your home!

Tax Talk for Business Owners
2025-10-22 18:00 - 19:30
You’re great at running your business. Let’s make sure you’re great at managing taxes, too.

You started your business to pursue your passion, not to stress over tax codes and forms. But what if you had the right knowledge and tools to stay compliant, maximize deductions, and avoid common tax pitfalls?
Join us for a FREE workshop designed specifically for entrepreneurs and small business owners who want to gain confidence in managing their taxes, record-keeping, and financial responsibilities so you can focus on what you do best.
What You’ll Learn:
✅ Business Entity Types & Tax Reporting – Sole Proprietorships, LLCs, S-Corps & more ✅ Essential Record-Keeping & Accounting Software – How to track business income & expenses ✅ Understanding Tax Deductions & Credits – Maximize your savings while staying compliant ✅ Employee vs. Independent Contractor – Avoid costly misclassifications ✅ Estimated Taxes & Filing Deadlines – Know when, what, and how to file
Meet Your Expert Speaker, Ray Moncrieffe
We’re excited to welcome Ray Moncrieffe, Tax Director at Creative Planning, as our workshop leader! Ray has years of experience helping small business owners navigate the complexities of tax law, business structure, and financial planning. His passion for empowering entrepreneurs means you’ll walk away with actionable knowledge to strengthen your business finances.
Taxes aren’t just a once-a-year concern—they impact your business every day. Filing incorrectly, missing deductions, or misunderstanding tax rules can cost you time, money, and peace of mind. This workshop is designed to give you real, actionable strategies to manage your tax obligations with confidence.
This session will help you navigate everything from business structures and tax reporting to deductions and record-keeping. You’ll gain the knowledge to avoid costly mistakes, maximize your savings, and set your business up for long-term financial success. Plus, you’ll connect with other entrepreneurs who are on the same journey — because when small business owners support each other, everyone wins.

Credit Confidence: Understanding the Basics
2025-10-23 18:00 - 19:30
Credit can feel overwhelming, but you don’t have to figure it out alone.

Credit impacts almost every aspect of your financial life, from buying a home to getting the best interest rates. But if you’ve ever looked at your credit report and felt confused, frustrated, or overwhelmed, you’re not alone.
Join us for a FREE workshop designed to help you decode your credit report, understand how credit scores work, and learn proven strategies to improve your score over time.
BONUS: Get one-on-one support in pulling and identifying key items on your credit report!
What You’ll Learn:
✅ What’s inside your credit report and how to read it
✅ How your credit score is calculated (and why it matters)
✅ The biggest factors that can help—or hurt—your credit score
✅ Steps you can take right now to start improving your credit
Your credit score isn’t just a number; it’s a reflection of your financial health and a key to better financial opportunities. Whether you’re looking to buy a home, qualify for a loan, or just strengthen your financial future, this workshop will provide the tools and guidance you need to take control of your credit with confidence.
PLUS! Get personalized support in pulling and understanding your credit report so you can start making improvements immediately!
