Pathway Financial Education

Financial Projections for Small Businesses
2026-06-24 18:00 - 19:30, 2026-11-18 18:00 - 19:30 (America/Chicago) | Pathway Financial Education, 1520 East 18th Street, Kansas City, MO, 64108, United States
If you own a business, you need more than a good idea. You need a clear understanding of how money will flow in and out over time. Financial projections help you answer some of the most important questions every business owner faces: How much can I realistically make? What will it cost to operate? And is this business sustainable long-term?
This workshop walks you through how financial projections work and how to build them in a way that’s practical, realistic, and useful. You’ll learn how to estimate revenue and expenses, use basic market and competitor research to inform your numbers, and apply common forecasting methods to plan for the next three to five years. We’ll also cover how projections fit into your business plan and why lenders and funders often expect to see them.
You’ll explore different forecasting approaches, learn what assumptions matter most, and understand how to adjust your projections as your business grows. We’ll break down key components like revenue, operating costs, profit, and cash flow so you can confidently explain your numbers, even if you’re not a financial expert.

Hybrid Format
This workshop is offered in a hybrid format, so you can join us in person in our classroom at our office in the 18th and Vine District or online via Zoom, whatever works best for you.
Register Now

Building Business Credit
2026-07-22 18:00 - 19:30
Strong business credit can open doors, from better funding options to stronger vendor relationships and long-term growth. This workshop will help you understand how business credit works, why it matters, and how to build it in a way that supports your goals without putting unnecessary strain on your personal credit.
You’ll learn how to properly separate your personal and business finances, what lenders and creditors look for when evaluating creditworthiness, and how to start building business credit from the ground up. We’ll also cover common mistakes that can slow progress and how to avoid them before they become costly.
In addition, we’ll talk through how personal credit and business credit interact, what steps can help strengthen your overall credit profile, and how strong credit can expand your access to funding, partnerships, and growth opportunities.

Hybrid Format
This workshop is offered in a hybrid format, so you can join us in person in our classroom at our office in the 18th and Vine District or online via Zoom, whatever works best for you.
Register Now

Accessing Capital for Your Small Business
2026-08-26 18:00 - 19:30
Accessing capital isn’t just about filling out a loan application; it’s about understanding how lenders think and preparing your business to be a strong, credible borrower. This workshop is designed to help business owners understand what banks look for, how lending decisions are made, and how to build productive relationships with banking partners.
You’ll learn how the loan application process works from start to finish, what information lenders use to assess risk, and how to realistically plan for the amount and timing of capital you’re seeking. We’ll break down common lending criteria, including time in business, management experience, market conditions, collateral, and your ability to repay. You’ll also gain insight into underwriting and the key financial ratios banks review, such as leverage, liquidity, cash flow, and debt service coverage.
This session will also help you see the lending process as a two-way conversation. You’ll learn how to evaluate different types of banks, ask the right questions, and position your business clearly and confidently. We’ll talk through how business history, financial statements, and projections factor into lending decisions, and how to avoid common missteps that can slow or derail the process.

Hybrid Format
This workshop is offered in a hybrid format, so you can join us in person in our classroom at our office in the 18th and Vine District or online via Zoom, whatever works best for you.
Register Now

Small Business Taxes: What Every Owner Should Know
2026-09-23 18:00 - 19:30, 2026-10-28 18:00 - 19:30
Running a business comes with a lot of responsibilities, and taxes are one of the most important (and often most confusing) parts. This workshop is designed to help business owners understand their tax obligations, stay organized throughout the year, and make informed decisions that protect both their business and their peace of mind.
You’ll learn how different business structures affect taxes and reporting, how to keep accurate records of income and expenses, and what deductions and credits may apply to your business. We’ll also cover common tax deadlines, estimated taxes, and how to avoid mistakes that can lead to penalties or missed savings.
This session will also walk through the differences between employees and independent contractors, what classifications mean for your business, and how to approach tax planning in a way that supports long-term sustainability. Rather than focusing on complicated tax codes, we’ll focus on practical steps and clear explanations you can actually use.

Hybrid Format
This workshop is offered in a hybrid format, so you can join us in person in our classroom at our office in the 18th and Vine District or online via Zoom, whatever works best for you.
Register Now
