Understanding how your debt works is the first step toward taking control. In this workshop, you’ll learn what debt really is, how it affects your financial future, and how to make informed decisions about borrowing and repayment. We’ll break down interest, fees, credit, delinquency, and the life cycle of debt in a simple, practical way.
You’ll also explore proven strategies like the avalanche and snowball methods, guidance for dealing with debt collectors, tips for navigating medical bills, and what to watch for with high-cost loans like payday or title loans.
Whether you’re carrying credit cards, medical bills, student loans, or just want to feel more confident managing money you owe, this session will give you tools to build a realistic plan and reduce financial stress.
